Call report 2021Q1
SPECTRA BANK — 2021Q1
The 22 measures SPECTRA BANK reported to the FFIEC for 2021Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 91,679,000 | USD | evidence → |
| Total loans | 43,174,000 | USD | evidence → |
| Allowance for loan losses | 793,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 993,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 82,486,000 | USD | evidence → |
| Interest-bearing deposits | 46,925,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,561,000 | USD | evidence → |
| Equity capital | 5,282,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 694,000 | USD | evidence → |
| Interest expense | 123,000 | USD | evidence → |
| Net interest income | 571,000 | USD | evidence → |
| Noninterest income | 433,000 | USD | evidence → |
| Noninterest expense | 1,013,000 | USD | evidence → |
| Provision for loan losses | -750,000 | USD | evidence → |
| Pretax income | 741,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 741,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,215,000 | USD | evidence → |
| Total capital | 5,784,000 | USD | evidence → |
| Risk-weighted assets | 45,368,000 | USD | evidence → |