Call report 2019Q1
SPECTRA BANK — 2019Q1
The 22 measures SPECTRA BANK reported to the FFIEC for 2019Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 70,428,000 | USD | evidence → |
| Total loans | 47,530,000 | USD | evidence → |
| Allowance for loan losses | 606,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 3,127,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 62,519,000 | USD | evidence → |
| Interest-bearing deposits | 35,407,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,112,000 | USD | evidence → |
| Equity capital | 7,097,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 791,000 | USD | evidence → |
| Interest expense | 126,000 | USD | evidence → |
| Net interest income | 665,000 | USD | evidence → |
| Noninterest income | 327,000 | USD | evidence → |
| Noninterest expense | 985,000 | USD | evidence → |
| Provision for loan losses | 16,000 | USD | evidence → |
| Pretax income | -9,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -9,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,097,000 | USD | evidence → |
| Total capital | 7,703,000 | USD | evidence → |
| Risk-weighted assets | 54,200,000 | USD | evidence → |