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Call report 2018Q4

SPECTRA BANK — 2018Q4

The 22 measures SPECTRA BANK reported to the FFIEC for 2018Q4, each linked to its source filing.

PERIOD: 2018Q4SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/9d082c08-805b-4915-91f9-6caee6701228/2018Q4

Balance sheet

What the bank holds and owes at quarter end

MeasureValueUnitSource
Total assets70,302,000USDevidence →
Total loans49,600,000USDevidence →
Allowance for loan losses590,000USDevidence →
Securities available for sale0USDevidence →
Securities held to maturity3,125,000USDevidence →
Trading assets0USDevidence →
Total deposits62,292,000USDevidence →
Interest-bearing deposits33,424,000USDevidence →
Noninterest-bearing deposits28,868,000USDevidence →
Equity capital7,279,000USDevidence →

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

MeasureValueUnitSource
Interest income2,923,000USDevidence →
Interest expense341,000USDevidence →
Net interest income2,582,000USDevidence →
Noninterest income1,191,000USDevidence →
Noninterest expense3,292,000USDevidence →
Provision for loan losses100,000USDevidence →
Pretax income381,000USDevidence →
Income tax0USDevidence →
Net income381,000USDevidence →

Regulatory capital

Basel measures — not reported for every quarter

MeasureValueUnitSource
Tier 1 capital7,279,000USDevidence →
Total capital7,869,000USDevidence →
Risk-weighted assets56,482,000USDevidence →

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