Call report 2009Q4
SPECTRA BANK — 2009Q4
The 22 measures SPECTRA BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 44,774,000 | USD | evidence → |
| Total loans | 27,944,000 | USD | evidence → |
| Allowance for loan losses | 200,000 | USD | evidence → |
| Securities available for sale | 26,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 39,362,000 | USD | evidence → |
| Interest-bearing deposits | 21,461,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,901,000 | USD | evidence → |
| Equity capital | 4,832,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,089,000 | USD | evidence → |
| Interest expense | 255,000 | USD | evidence → |
| Net interest income | 1,834,000 | USD | evidence → |
| Noninterest income | 1,319,000 | USD | evidence → |
| Noninterest expense | 3,529,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | -376,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -376,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,833,000 | USD | evidence → |
| Total capital | 5,033,000 | USD | evidence → |
| Risk-weighted assets | 30,517,000 | USD | evidence → |