Call report 2009Q3
SPECTRA BANK — 2009Q3
The 22 measures SPECTRA BANK reported to the FFIEC for 2009Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 43,594,000 | USD | evidence → |
| Total loans | 29,881,000 | USD | evidence → |
| Allowance for loan losses | 211,000 | USD | evidence → |
| Securities available for sale | 26,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 38,007,000 | USD | evidence → |
| Interest-bearing deposits | 21,201,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,806,000 | USD | evidence → |
| Equity capital | 4,925,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,600,000 | USD | evidence → |
| Interest expense | 203,000 | USD | evidence → |
| Net interest income | 1,397,000 | USD | evidence → |
| Noninterest income | 989,000 | USD | evidence → |
| Noninterest expense | 2,669,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | -283,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -283,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,926,000 | USD | evidence → |
| Total capital | 5,137,000 | USD | evidence → |
| Risk-weighted assets | 31,608,000 | USD | evidence → |