Call report 2005Q2
HERITAGE COMMUNITY BANK — 2005Q2
The 22 measures HERITAGE COMMUNITY BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 55,214,000 | USD | evidence → |
| Total loans | 51,648,000 | USD | evidence → |
| Allowance for loan losses | 647,000 | USD | evidence → |
| Securities available for sale | 740,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 45,750,000 | USD | evidence → |
| Interest-bearing deposits | 40,623,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,127,000 | USD | evidence → |
| Equity capital | 6,589,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,367,000 | USD | evidence → |
| Interest expense | 518,000 | USD | evidence → |
| Net interest income | 849,000 | USD | evidence → |
| Noninterest income | 46,000 | USD | evidence → |
| Noninterest expense | 1,030,000 | USD | evidence → |
| Provision for loan losses | 222,000 | USD | evidence → |
| Pretax income | -357,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -357,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,599,000 | USD | evidence → |
| Total capital | 7,192,000 | USD | evidence → |
| Risk-weighted assets | 47,418,000 | USD | evidence → |