Call report 2005Q1
HERITAGE COMMUNITY BANK — 2005Q1
The 22 measures HERITAGE COMMUNITY BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 47,629,000 | USD | evidence → |
| Total loans | 41,124,000 | USD | evidence → |
| Allowance for loan losses | 514,000 | USD | evidence → |
| Securities available for sale | 739,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 40,320,000 | USD | evidence → |
| Interest-bearing deposits | 37,381,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,939,000 | USD | evidence → |
| Equity capital | 6,738,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 593,000 | USD | evidence → |
| Interest expense | 215,000 | USD | evidence → |
| Net interest income | 378,000 | USD | evidence → |
| Noninterest income | 20,000 | USD | evidence → |
| Noninterest expense | 493,000 | USD | evidence → |
| Provision for loan losses | 76,000 | USD | evidence → |
| Pretax income | -171,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -171,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,750,000 | USD | evidence → |
| Total capital | 7,227,000 | USD | evidence → |
| Risk-weighted assets | 38,441,000 | USD | evidence → |