Call report 2020Q1
REGAL BANK — 2020Q1
The 22 measures REGAL BANK reported to the FFIEC for 2020Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 529,441,000 | USD | evidence → |
| Total loans | 412,744,000 | USD | evidence → |
| Allowance for loan losses | 5,511,000 | USD | evidence → |
| Securities available for sale | 29,271,000 | USD | evidence → |
| Securities held to maturity | 2,569,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 438,393,000 | USD | evidence → |
| Interest-bearing deposits | 363,780,000 | USD | evidence → |
| Noninterest-bearing deposits | 74,613,000 | USD | evidence → |
| Equity capital | 51,939,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,962,000 | USD | evidence → |
| Interest expense | 1,493,000 | USD | evidence → |
| Net interest income | 3,469,000 | USD | evidence → |
| Noninterest income | 260,000 | USD | evidence → |
| Noninterest expense | 3,249,000 | USD | evidence → |
| Provision for loan losses | 23,000 | USD | evidence → |
| Pretax income | 457,000 | USD | evidence → |
| Income tax | 119,000 | USD | evidence → |
| Net income | 338,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,921,000 | USD | evidence → |
| Total capital | 55,114,000 | USD | evidence → |
| Risk-weighted assets | 334,132,000 | USD | evidence → |