Call report 2019Q4
REGAL BANK — 2019Q4
The 22 measures REGAL BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 511,479,000 | USD | evidence → |
| Total loans | 410,288,000 | USD | evidence → |
| Allowance for loan losses | 5,489,000 | USD | evidence → |
| Securities available for sale | 40,088,000 | USD | evidence → |
| Securities held to maturity | 2,564,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 420,503,000 | USD | evidence → |
| Interest-bearing deposits | 357,836,000 | USD | evidence → |
| Noninterest-bearing deposits | 62,668,000 | USD | evidence → |
| Equity capital | 52,000,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,673,000 | USD | evidence → |
| Interest expense | 6,234,000 | USD | evidence → |
| Net interest income | 14,439,000 | USD | evidence → |
| Noninterest income | 731,000 | USD | evidence → |
| Noninterest expense | 12,940,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | 2,053,000 | USD | evidence → |
| Income tax | 511,000 | USD | evidence → |
| Net income | 1,542,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,532,000 | USD | evidence → |
| Total capital | 55,037,000 | USD | evidence → |
| Risk-weighted assets | 359,407,000 | USD | evidence → |