Call report 2013Q1
REGAL BANK — 2013Q1
The 22 measures REGAL BANK reported to the FFIEC for 2013Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 275,125,000 | USD | evidence → |
| Total loans | 236,522,000 | USD | evidence → |
| Allowance for loan losses | 2,780,000 | USD | evidence → |
| Securities available for sale | 3,920,000 | USD | evidence → |
| Securities held to maturity | 380,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 247,904,000 | USD | evidence → |
| Interest-bearing deposits | 226,714,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,190,000 | USD | evidence → |
| Equity capital | 26,626,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,095,000 | USD | evidence → |
| Interest expense | 485,000 | USD | evidence → |
| Net interest income | 2,610,000 | USD | evidence → |
| Noninterest income | 21,000 | USD | evidence → |
| Noninterest expense | 1,749,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 732,000 | USD | evidence → |
| Income tax | 309,000 | USD | evidence → |
| Net income | 423,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,544,000 | USD | evidence → |
| Total capital | 29,324,000 | USD | evidence → |
| Risk-weighted assets | 243,971,000 | USD | evidence → |