Call report 2012Q4
REGAL BANK — 2012Q4
The 22 measures REGAL BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 261,378,000 | USD | evidence → |
| Total loans | 227,799,000 | USD | evidence → |
| Allowance for loan losses | 2,630,000 | USD | evidence → |
| Securities available for sale | 4,132,000 | USD | evidence → |
| Securities held to maturity | 400,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 234,738,000 | USD | evidence → |
| Interest-bearing deposits | 215,111,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,626,000 | USD | evidence → |
| Equity capital | 26,236,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,421,000 | USD | evidence → |
| Interest expense | 2,047,000 | USD | evidence → |
| Net interest income | 9,374,000 | USD | evidence → |
| Noninterest income | 89,000 | USD | evidence → |
| Noninterest expense | 6,218,000 | USD | evidence → |
| Provision for loan losses | 600,000 | USD | evidence → |
| Pretax income | 2,645,000 | USD | evidence → |
| Income tax | 1,037,000 | USD | evidence → |
| Net income | 1,608,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,138,000 | USD | evidence → |
| Total capital | 28,768,000 | USD | evidence → |
| Risk-weighted assets | 233,261,000 | USD | evidence → |