Call report 2021Q4
EPHRATA NATIONAL BANK — 2021Q4
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,715,230,000 | USD | evidence → |
| Total loans | 924,098,000 | USD | evidence → |
| Allowance for loan losses | 12,931,000 | USD | evidence → |
| Securities available for sale | 558,093,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,514,839,000 | USD | evidence → |
| Interest-bearing deposits | 825,935,000 | USD | evidence → |
| Noninterest-bearing deposits | 688,904,000 | USD | evidence → |
| Equity capital | 152,176,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 43,540,000 | USD | evidence → |
| Interest expense | 2,220,000 | USD | evidence → |
| Net interest income | 41,320,000 | USD | evidence → |
| Noninterest income | 16,827,000 | USD | evidence → |
| Noninterest expense | 40,180,000 | USD | evidence → |
| Provision for loan losses | 475,000 | USD | evidence → |
| Pretax income | 18,223,000 | USD | evidence → |
| Income tax | 2,763,000 | USD | evidence → |
| Net income | 15,460,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 148,735,000 | USD | evidence → |
| Total capital | 162,375,000 | USD | evidence → |
| Risk-weighted assets | 1,091,010,000 | USD | evidence → |