Call report 2021Q3
EPHRATA NATIONAL BANK — 2021Q3
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2021Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,596,353,000 | USD | evidence → |
| Total loans | 883,435,000 | USD | evidence → |
| Allowance for loan losses | 12,454,000 | USD | evidence → |
| Securities available for sale | 561,587,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,395,505,000 | USD | evidence → |
| Interest-bearing deposits | 800,169,000 | USD | evidence → |
| Noninterest-bearing deposits | 595,336,000 | USD | evidence → |
| Equity capital | 150,301,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 32,447,000 | USD | evidence → |
| Interest expense | 1,845,000 | USD | evidence → |
| Net interest income | 30,602,000 | USD | evidence → |
| Noninterest income | 12,567,000 | USD | evidence → |
| Noninterest expense | 28,793,000 | USD | evidence → |
| Provision for loan losses | 125,000 | USD | evidence → |
| Pretax income | 14,963,000 | USD | evidence → |
| Income tax | 2,212,000 | USD | evidence → |
| Net income | 12,751,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 145,974,000 | USD | evidence → |
| Total capital | 158,882,000 | USD | evidence → |
| Risk-weighted assets | 1,032,309,000 | USD | evidence → |