Call report 2008Q4
FIRST SOUTHERN BANK — 2008Q4
The 22 measures FIRST SOUTHERN BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 162,322,000 | USD | evidence → |
| Total loans | 130,233,000 | USD | evidence → |
| Allowance for loan losses | 1,244,000 | USD | evidence → |
| Securities available for sale | 15,495,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 138,800,000 | USD | evidence → |
| Interest-bearing deposits | 121,502,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,298,000 | USD | evidence → |
| Equity capital | 11,491,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,919,000 | USD | evidence → |
| Interest expense | 4,174,000 | USD | evidence → |
| Net interest income | 4,745,000 | USD | evidence → |
| Noninterest income | 937,000 | USD | evidence → |
| Noninterest expense | 5,043,000 | USD | evidence → |
| Provision for loan losses | 200,000 | USD | evidence → |
| Pretax income | 443,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 443,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,702,000 | USD | evidence → |
| Total capital | 12,946,000 | USD | evidence → |
| Risk-weighted assets | 130,006,000 | USD | evidence → |