Call reports 2008

FIRST SOUTHERN BANK — 2008

Name: FIRST SOUTHERN BANK — FFIEC call report 2008
Creator: FIRST SOUTHERN BANK

What FIRST SOUTHERN BANK reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/9c1403a5-b547-489e-8388-e4d4cee8d80a/2008

Balance sheet

What the bank holds and owes at quarter end

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Total assets	141,740,000	152,318,000	156,621,000	162,322,000
Total loans	112,350,000	123,817,000	128,878,000	130,233,000
Allowance for loan losses	1,200,000	1,251,000	1,308,000	1,244,000
Securities available for sale	13,639,000	15,067,000	14,117,000	15,495,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	111,909,000	123,815,000	128,840,000	138,800,000
Interest-bearing deposits	90,405,000	105,476,000	113,755,000	121,502,000
Noninterest-bearing deposits	21,504,000	18,340,000	15,085,000	17,298,000
Equity capital	11,702,000	12,184,000	12,309,000	11,491,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Interest income	2,226,000	4,444,000	6,764,000	8,919,000
Interest expense	1,058,000	2,109,000	3,153,000	4,174,000
Net interest income	1,168,000	2,335,000	3,611,000	4,745,000
Noninterest income	321,000	633,000	947,000	937,000
Noninterest expense	1,157,000	2,432,000	3,695,000	5,043,000
Provision for loan losses	20,000	80,000	140,000	200,000
Pretax income	312,000	455,000	722,000	443,000
Income tax	0	0	0	0
Net income	312,000	455,000	722,000	443,000

Basel measures — not reported for every quarter

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Tier 1 capital	11,511,000	12,067,000	12,129,000	11,702,000
Total capital	12,711,000	13,318,000	13,437,000	12,946,000
Risk-weighted assets	119,321,000	128,234,000	131,796,000	130,006,000