Call report 2014Q2
HOWARD BANK — 2014Q2
The 22 measures HOWARD BANK reported to the FFIEC for 2014Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 533,448,000 | USD | evidence → |
| Total loans | 462,187,000 | USD | evidence → |
| Allowance for loan losses | 3,053,000 | USD | evidence → |
| Securities available for sale | 16,130,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 424,455,000 | USD | evidence → |
| Interest-bearing deposits | 324,795,000 | USD | evidence → |
| Noninterest-bearing deposits | 99,660,000 | USD | evidence → |
| Equity capital | 48,862,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,340,000 | USD | evidence → |
| Interest expense | 1,080,000 | USD | evidence → |
| Net interest income | 9,260,000 | USD | evidence → |
| Noninterest income | 2,682,000 | USD | evidence → |
| Noninterest expense | 9,671,000 | USD | evidence → |
| Provision for loan losses | 501,000 | USD | evidence → |
| Pretax income | 1,770,000 | USD | evidence → |
| Income tax | 652,000 | USD | evidence → |
| Net income | 1,118,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,554,000 | USD | evidence → |
| Total capital | 51,607,000 | USD | evidence → |
| Risk-weighted assets | 457,017,000 | USD | evidence → |