Call report 2014Q1
HOWARD BANK — 2014Q1
The 22 measures HOWARD BANK reported to the FFIEC for 2014Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 507,923,000 | USD | evidence → |
| Total loans | 433,666,000 | USD | evidence → |
| Allowance for loan losses | 2,700,000 | USD | evidence → |
| Securities available for sale | 20,673,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 403,211,000 | USD | evidence → |
| Interest-bearing deposits | 307,465,000 | USD | evidence → |
| Noninterest-bearing deposits | 95,746,000 | USD | evidence → |
| Equity capital | 48,055,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,943,000 | USD | evidence → |
| Interest expense | 513,000 | USD | evidence → |
| Net interest income | 4,430,000 | USD | evidence → |
| Noninterest income | 622,000 | USD | evidence → |
| Noninterest expense | 4,427,000 | USD | evidence → |
| Provision for loan losses | 176,000 | USD | evidence → |
| Pretax income | 449,000 | USD | evidence → |
| Income tax | 139,000 | USD | evidence → |
| Net income | 310,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 47,726,000 | USD | evidence → |
| Total capital | 50,426,000 | USD | evidence → |
| Risk-weighted assets | 439,919,000 | USD | evidence → |