Call report 2009Q2
HOWARD BANK — 2009Q2
The 22 measures HOWARD BANK reported to the FFIEC for 2009Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 256,498,000 | USD | evidence → |
| Total loans | 230,710,000 | USD | evidence → |
| Allowance for loan losses | 2,918,000 | USD | evidence → |
| Securities available for sale | 8,069,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 201,987,000 | USD | evidence → |
| Interest-bearing deposits | 153,509,000 | USD | evidence → |
| Noninterest-bearing deposits | 48,478,000 | USD | evidence → |
| Equity capital | 28,031,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,943,000 | USD | evidence → |
| Interest expense | 1,984,000 | USD | evidence → |
| Net interest income | 3,959,000 | USD | evidence → |
| Noninterest income | 351,000 | USD | evidence → |
| Noninterest expense | 3,690,000 | USD | evidence → |
| Provision for loan losses | 270,000 | USD | evidence → |
| Pretax income | 350,000 | USD | evidence → |
| Income tax | 142,000 | USD | evidence → |
| Net income | 208,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,986,000 | USD | evidence → |
| Total capital | 30,830,000 | USD | evidence → |
| Risk-weighted assets | 227,407,000 | USD | evidence → |