Call report 2009Q1
HOWARD BANK — 2009Q1
The 22 measures HOWARD BANK reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 248,996,000 | USD | evidence → |
| Total loans | 216,098,000 | USD | evidence → |
| Allowance for loan losses | 2,747,000 | USD | evidence → |
| Securities available for sale | 8,815,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 197,029,000 | USD | evidence → |
| Interest-bearing deposits | 152,152,000 | USD | evidence → |
| Noninterest-bearing deposits | 44,877,000 | USD | evidence → |
| Equity capital | 27,892,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,875,000 | USD | evidence → |
| Interest expense | 1,059,000 | USD | evidence → |
| Net interest income | 1,816,000 | USD | evidence → |
| Noninterest income | 176,000 | USD | evidence → |
| Noninterest expense | 1,778,000 | USD | evidence → |
| Provision for loan losses | 106,000 | USD | evidence → |
| Pretax income | 108,000 | USD | evidence → |
| Income tax | 40,000 | USD | evidence → |
| Net income | 68,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,845,000 | USD | evidence → |
| Total capital | 30,529,000 | USD | evidence → |
| Risk-weighted assets | 214,657,000 | USD | evidence → |