Call report 2005Q4
HOWARD BANK — 2005Q4
The 22 measures HOWARD BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 94,135,000 | USD | evidence → |
| Total loans | 69,228,000 | USD | evidence → |
| Allowance for loan losses | 776,000 | USD | evidence → |
| Securities available for sale | 13,298,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 75,756,000 | USD | evidence → |
| Interest-bearing deposits | 65,651,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,105,000 | USD | evidence → |
| Equity capital | 17,960,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,099,000 | USD | evidence → |
| Interest expense | 1,051,000 | USD | evidence → |
| Net interest income | 2,048,000 | USD | evidence → |
| Noninterest income | 87,000 | USD | evidence → |
| Noninterest expense | 3,998,000 | USD | evidence → |
| Provision for loan losses | 655,000 | USD | evidence → |
| Pretax income | -2,518,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -2,518,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,990,000 | USD | evidence → |
| Total capital | 18,766,000 | USD | evidence → |
| Risk-weighted assets | 76,425,000 | USD | evidence → |