Call report 2005Q3
HOWARD BANK — 2005Q3
The 22 measures HOWARD BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 82,172,000 | USD | evidence → |
| Total loans | 58,318,000 | USD | evidence → |
| Allowance for loan losses | 653,000 | USD | evidence → |
| Securities available for sale | 5,979,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 63,588,000 | USD | evidence → |
| Interest-bearing deposits | 52,377,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,211,000 | USD | evidence → |
| Equity capital | 18,074,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,800,000 | USD | evidence → |
| Interest expense | 562,000 | USD | evidence → |
| Net interest income | 1,238,000 | USD | evidence → |
| Noninterest income | 60,000 | USD | evidence → |
| Noninterest expense | 2,979,000 | USD | evidence → |
| Provision for loan losses | 532,000 | USD | evidence → |
| Pretax income | -2,213,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -2,213,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,092,000 | USD | evidence → |
| Total capital | 18,745,000 | USD | evidence → |
| Risk-weighted assets | 67,107,000 | USD | evidence → |