Call report 2005Q1
HOWARD BANK — 2005Q1
The 22 measures HOWARD BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 41,216,000 | USD | evidence → |
| Total loans | 22,379,000 | USD | evidence → |
| Allowance for loan losses | 251,000 | USD | evidence → |
| Securities available for sale | 11,934,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 27,043,000 | USD | evidence → |
| Interest-bearing deposits | 21,944,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,099,000 | USD | evidence → |
| Equity capital | 13,828,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 344,000 | USD | evidence → |
| Interest expense | 102,000 | USD | evidence → |
| Net interest income | 242,000 | USD | evidence → |
| Noninterest income | 18,000 | USD | evidence → |
| Noninterest expense | 927,000 | USD | evidence → |
| Provision for loan losses | 130,000 | USD | evidence → |
| Pretax income | -797,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -797,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,861,000 | USD | evidence → |
| Total capital | 14,112,000 | USD | evidence → |
| Risk-weighted assets | 28,433,000 | USD | evidence → |