Call report 2004Q4
HOWARD BANK — 2004Q4
The 22 measures HOWARD BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 36,259,000 | USD | evidence → |
| Total loans | 10,842,000 | USD | evidence → |
| Allowance for loan losses | 121,000 | USD | evidence → |
| Securities available for sale | 11,962,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 21,412,000 | USD | evidence → |
| Interest-bearing deposits | 18,491,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,921,000 | USD | evidence → |
| Equity capital | 14,637,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 302,000 | USD | evidence → |
| Interest expense | 119,000 | USD | evidence → |
| Net interest income | 183,000 | USD | evidence → |
| Noninterest income | 9,000 | USD | evidence → |
| Noninterest expense | 2,190,000 | USD | evidence → |
| Provision for loan losses | 121,000 | USD | evidence → |
| Pretax income | -2,119,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -2,119,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,656,000 | USD | evidence → |
| Total capital | 14,777,000 | USD | evidence → |
| Risk-weighted assets | 17,812,000 | USD | evidence → |