Call report 2005Q1
VALLEY STATE BANK — 2005Q1
The 22 measures VALLEY STATE BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 101,250,000 | USD | evidence → |
| Total loans | 74,359,000 | USD | evidence → |
| Allowance for loan losses | 2,162,000 | USD | evidence → |
| Securities available for sale | 22,460,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 78,485,000 | USD | evidence → |
| Interest-bearing deposits | 69,286,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,199,000 | USD | evidence → |
| Equity capital | 11,775,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,541,000 | USD | evidence → |
| Interest expense | 425,000 | USD | evidence → |
| Net interest income | 1,116,000 | USD | evidence → |
| Noninterest income | 113,000 | USD | evidence → |
| Noninterest expense | 598,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 511,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 511,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,781,000 | USD | evidence → |
| Total capital | 12,713,000 | USD | evidence → |
| Risk-weighted assets | 73,300,000 | USD | evidence → |