Call report 2004Q4
VALLEY STATE BANK — 2004Q4
The 22 measures VALLEY STATE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 103,389,000 | USD | evidence → |
| Total loans | 75,438,000 | USD | evidence → |
| Allowance for loan losses | 2,023,000 | USD | evidence → |
| Securities available for sale | 22,696,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 80,828,000 | USD | evidence → |
| Interest-bearing deposits | 70,202,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,626,000 | USD | evidence → |
| Equity capital | 11,629,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,990,000 | USD | evidence → |
| Interest expense | 1,686,000 | USD | evidence → |
| Net interest income | 4,304,000 | USD | evidence → |
| Noninterest income | 532,000 | USD | evidence → |
| Noninterest expense | 3,110,000 | USD | evidence → |
| Provision for loan losses | 480,000 | USD | evidence → |
| Pretax income | 1,248,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,248,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,269,000 | USD | evidence → |
| Total capital | 12,209,000 | USD | evidence → |
| Risk-weighted assets | 74,146,000 | USD | evidence → |