Call report 2005Q3
VALLEY COMMUNITY BANK — 2005Q3
The 22 measures VALLEY COMMUNITY BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 148,786,000 | USD | evidence → |
| Total loans | 105,370,000 | USD | evidence → |
| Allowance for loan losses | 1,461,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 21,103,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 123,635,000 | USD | evidence → |
| Interest-bearing deposits | 89,524,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,111,000 | USD | evidence → |
| Equity capital | 14,619,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,605,000 | USD | evidence → |
| Interest expense | 1,433,000 | USD | evidence → |
| Net interest income | 5,172,000 | USD | evidence → |
| Noninterest income | 457,000 | USD | evidence → |
| Noninterest expense | 3,294,000 | USD | evidence → |
| Provision for loan losses | 135,000 | USD | evidence → |
| Pretax income | 2,200,000 | USD | evidence → |
| Income tax | 867,000 | USD | evidence → |
| Net income | 1,333,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,619,000 | USD | evidence → |
| Total capital | 16,080,000 | USD | evidence → |
| Risk-weighted assets | 117,329,000 | USD | evidence → |