Call report 2005Q2
VALLEY COMMUNITY BANK — 2005Q2
The 22 measures VALLEY COMMUNITY BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 139,630,000 | USD | evidence → |
| Total loans | 107,012,000 | USD | evidence → |
| Allowance for loan losses | 1,416,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 21,467,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 115,116,000 | USD | evidence → |
| Interest-bearing deposits | 81,274,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,842,000 | USD | evidence → |
| Equity capital | 14,129,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,231,000 | USD | evidence → |
| Interest expense | 859,000 | USD | evidence → |
| Net interest income | 3,372,000 | USD | evidence → |
| Noninterest income | 327,000 | USD | evidence → |
| Noninterest expense | 2,179,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 1,430,000 | USD | evidence → |
| Income tax | 567,000 | USD | evidence → |
| Net income | 863,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,129,000 | USD | evidence → |
| Total capital | 15,580,000 | USD | evidence → |
| Risk-weighted assets | 116,378,000 | USD | evidence → |