Call report 2003Q3
VALLEY COMMUNITY BANK — 2003Q3
The 22 measures VALLEY COMMUNITY BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 108,715,000 | USD | evidence → |
| Total loans | 74,817,000 | USD | evidence → |
| Allowance for loan losses | 1,096,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 13,384,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 93,434,000 | USD | evidence → |
| Interest-bearing deposits | 70,762,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,672,000 | USD | evidence → |
| Equity capital | 8,641,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,946,000 | USD | evidence → |
| Interest expense | 946,000 | USD | evidence → |
| Net interest income | 3,000,000 | USD | evidence → |
| Noninterest income | 422,000 | USD | evidence → |
| Noninterest expense | 2,647,000 | USD | evidence → |
| Provision for loan losses | 130,000 | USD | evidence → |
| Pretax income | 645,000 | USD | evidence → |
| Income tax | 253,000 | USD | evidence → |
| Net income | 392,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,641,000 | USD | evidence → |
| Total capital | 9,677,000 | USD | evidence → |
| Risk-weighted assets | 82,393,000 | USD | evidence → |