Call report 2003Q2
VALLEY COMMUNITY BANK — 2003Q2
The 22 measures VALLEY COMMUNITY BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 99,672,000 | USD | evidence → |
| Total loans | 74,020,000 | USD | evidence → |
| Allowance for loan losses | 1,108,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 9,696,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 84,877,000 | USD | evidence → |
| Interest-bearing deposits | 67,798,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,079,000 | USD | evidence → |
| Equity capital | 8,444,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,598,000 | USD | evidence → |
| Interest expense | 652,000 | USD | evidence → |
| Net interest income | 1,946,000 | USD | evidence → |
| Noninterest income | 209,000 | USD | evidence → |
| Noninterest expense | 1,747,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 318,000 | USD | evidence → |
| Income tax | 123,000 | USD | evidence → |
| Net income | 195,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,444,000 | USD | evidence → |
| Total capital | 9,444,000 | USD | evidence → |
| Risk-weighted assets | 79,580,000 | USD | evidence → |