Call report 2005Q1
EXCHANGE BANK — 2005Q1
The 22 measures EXCHANGE BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,297,209,000 | USD | evidence → |
| Total loans | 965,185,000 | USD | evidence → |
| Allowance for loan losses | 15,228,000 | USD | evidence → |
| Securities available for sale | 217,623,000 | USD | evidence → |
| Securities held to maturity | 4,744,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,122,573,000 | USD | evidence → |
| Interest-bearing deposits | 726,938,000 | USD | evidence → |
| Noninterest-bearing deposits | 395,634,000 | USD | evidence → |
| Equity capital | 115,463,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,549,000 | USD | evidence → |
| Interest expense | 2,154,000 | USD | evidence → |
| Net interest income | 16,395,000 | USD | evidence → |
| Noninterest income | 4,392,000 | USD | evidence → |
| Noninterest expense | 11,203,000 | USD | evidence → |
| Provision for loan losses | 900,000 | USD | evidence → |
| Pretax income | 8,736,000 | USD | evidence → |
| Income tax | 3,286,000 | USD | evidence → |
| Net income | 5,450,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 115,774,000 | USD | evidence → |
| Total capital | 130,731,000 | USD | evidence → |
| Risk-weighted assets | 1,196,279,000 | USD | evidence → |