Call report 2004Q4
EXCHANGE BANK — 2004Q4
The 22 measures EXCHANGE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,281,398,000 | USD | evidence → |
| Total loans | 940,886,000 | USD | evidence → |
| Allowance for loan losses | 14,232,000 | USD | evidence → |
| Securities available for sale | 219,013,000 | USD | evidence → |
| Securities held to maturity | 4,771,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,114,727,000 | USD | evidence → |
| Interest-bearing deposits | 725,721,000 | USD | evidence → |
| Noninterest-bearing deposits | 389,007,000 | USD | evidence → |
| Equity capital | 113,741,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 65,265,000 | USD | evidence → |
| Interest expense | 6,096,000 | USD | evidence → |
| Net interest income | 59,169,000 | USD | evidence → |
| Noninterest income | 17,864,000 | USD | evidence → |
| Noninterest expense | 48,890,000 | USD | evidence → |
| Provision for loan losses | 3,000,000 | USD | evidence → |
| Pretax income | 25,485,000 | USD | evidence → |
| Income tax | 9,027,000 | USD | evidence → |
| Net income | 16,458,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 112,039,000 | USD | evidence → |
| Total capital | 126,271,000 | USD | evidence → |
| Risk-weighted assets | 1,187,833,000 | USD | evidence → |