Call report 2009Q1
HERITAGE COMMUNITY BANK — 2009Q1
The 22 measures HERITAGE COMMUNITY BANK reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 107,370,000 | USD | evidence → |
| Total loans | 88,006,000 | USD | evidence → |
| Allowance for loan losses | 970,000 | USD | evidence → |
| Securities available for sale | 4,212,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 93,789,000 | USD | evidence → |
| Interest-bearing deposits | 84,134,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,655,000 | USD | evidence → |
| Equity capital | 12,272,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,268,000 | USD | evidence → |
| Interest expense | 653,000 | USD | evidence → |
| Net interest income | 615,000 | USD | evidence → |
| Noninterest income | 154,000 | USD | evidence → |
| Noninterest expense | 1,037,000 | USD | evidence → |
| Provision for loan losses | 238,000 | USD | evidence → |
| Pretax income | -377,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -377,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,261,000 | USD | evidence → |
| Total capital | 13,231,000 | USD | evidence → |
| Risk-weighted assets | 101,281,000 | USD | evidence → |