Call report 2008Q4
HERITAGE COMMUNITY BANK — 2008Q4
The 22 measures HERITAGE COMMUNITY BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 92,456,000 | USD | evidence → |
| Total loans | 78,457,000 | USD | evidence → |
| Allowance for loan losses | 744,000 | USD | evidence → |
| Securities available for sale | 4,658,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 78,643,000 | USD | evidence → |
| Interest-bearing deposits | 71,790,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,853,000 | USD | evidence → |
| Equity capital | 12,803,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,011,000 | USD | evidence → |
| Interest expense | 1,965,000 | USD | evidence → |
| Net interest income | 2,046,000 | USD | evidence → |
| Noninterest income | 145,000 | USD | evidence → |
| Noninterest expense | 3,405,000 | USD | evidence → |
| Provision for loan losses | 512,000 | USD | evidence → |
| Pretax income | -1,726,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -1,726,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,639,000 | USD | evidence → |
| Total capital | 13,383,000 | USD | evidence → |
| Risk-weighted assets | 100,815,000 | USD | evidence → |