Call report 2008Q1
HERITAGE COMMUNITY BANK — 2008Q1
The 22 measures HERITAGE COMMUNITY BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 66,758,000 | USD | evidence → |
| Total loans | 49,940,000 | USD | evidence → |
| Allowance for loan losses | 533,000 | USD | evidence → |
| Securities available for sale | 5,746,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 51,763,000 | USD | evidence → |
| Interest-bearing deposits | 44,742,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,021,000 | USD | evidence → |
| Equity capital | 14,163,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 879,000 | USD | evidence → |
| Interest expense | 412,000 | USD | evidence → |
| Net interest income | 467,000 | USD | evidence → |
| Noninterest income | 37,000 | USD | evidence → |
| Noninterest expense | 761,000 | USD | evidence → |
| Provision for loan losses | 91,000 | USD | evidence → |
| Pretax income | -348,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -348,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,016,000 | USD | evidence → |
| Total capital | 14,549,000 | USD | evidence → |
| Risk-weighted assets | 66,785,000 | USD | evidence → |