Call report 2007Q4
HERITAGE COMMUNITY BANK — 2007Q4
The 22 measures HERITAGE COMMUNITY BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 55,401,000 | USD | evidence → |
| Total loans | 40,876,000 | USD | evidence → |
| Allowance for loan losses | 442,000 | USD | evidence → |
| Securities available for sale | 5,960,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 40,459,000 | USD | evidence → |
| Interest-bearing deposits | 35,335,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,124,000 | USD | evidence → |
| Equity capital | 14,457,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,379,000 | USD | evidence → |
| Interest expense | 1,461,000 | USD | evidence → |
| Net interest income | 1,918,000 | USD | evidence → |
| Noninterest income | 59,000 | USD | evidence → |
| Noninterest expense | 2,652,000 | USD | evidence → |
| Provision for loan losses | 209,000 | USD | evidence → |
| Pretax income | -884,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -884,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,364,000 | USD | evidence → |
| Total capital | 14,806,000 | USD | evidence → |
| Risk-weighted assets | 56,893,000 | USD | evidence → |