Call report 2005Q1
CHOICE BANK — 2005Q1
The 22 measures CHOICE BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 58,565,000 | USD | evidence → |
| Total loans | 39,469,000 | USD | evidence → |
| Allowance for loan losses | 276,000 | USD | evidence → |
| Securities available for sale | 2,408,000 | USD | evidence → |
| Securities held to maturity | 3,000,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 47,194,000 | USD | evidence → |
| Interest-bearing deposits | 39,114,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,080,000 | USD | evidence → |
| Equity capital | 10,548,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 832,000 | USD | evidence → |
| Interest expense | 211,000 | USD | evidence → |
| Net interest income | 621,000 | USD | evidence → |
| Noninterest income | 544,000 | USD | evidence → |
| Noninterest expense | 942,000 | USD | evidence → |
| Provision for loan losses | 71,000 | USD | evidence → |
| Pretax income | 152,000 | USD | evidence → |
| Income tax | 60,000 | USD | evidence → |
| Net income | 92,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,585,000 | USD | evidence → |
| Total capital | 10,875,000 | USD | evidence → |
| Risk-weighted assets | 50,005,000 | USD | evidence → |