Call report 2004Q4
CHOICE BANK — 2004Q4
The 22 measures CHOICE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 47,542,000 | USD | evidence → |
| Total loans | 32,024,000 | USD | evidence → |
| Allowance for loan losses | 205,000 | USD | evidence → |
| Securities available for sale | 2,570,000 | USD | evidence → |
| Securities held to maturity | 3,000,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 36,553,000 | USD | evidence → |
| Interest-bearing deposits | 32,741,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,812,000 | USD | evidence → |
| Equity capital | 10,471,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,077,000 | USD | evidence → |
| Interest expense | 494,000 | USD | evidence → |
| Net interest income | 1,583,000 | USD | evidence → |
| Noninterest income | 1,692,000 | USD | evidence → |
| Noninterest expense | 2,793,000 | USD | evidence → |
| Provision for loan losses | 136,000 | USD | evidence → |
| Pretax income | 358,000 | USD | evidence → |
| Income tax | 122,000 | USD | evidence → |
| Net income | 236,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,492,000 | USD | evidence → |
| Total capital | 10,707,000 | USD | evidence → |
| Risk-weighted assets | 38,702,000 | USD | evidence → |