Call report 2005Q3
MECHANICS COOPERATIVE BANK — 2005Q3
The 22 measures MECHANICS COOPERATIVE BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 168,734,000 | USD | evidence → |
| Total loans | 87,131,000 | USD | evidence → |
| Allowance for loan losses | 802,000 | USD | evidence → |
| Securities available for sale | 69,332,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 106,332,000 | USD | evidence → |
| Interest-bearing deposits | 96,073,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,259,000 | USD | evidence → |
| Equity capital | 12,070,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,082,000 | USD | evidence → |
| Interest expense | 2,383,000 | USD | evidence → |
| Net interest income | 3,699,000 | USD | evidence → |
| Noninterest income | 232,000 | USD | evidence → |
| Noninterest expense | 3,051,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 835,000 | USD | evidence → |
| Income tax | 264,000 | USD | evidence → |
| Net income | 571,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,606,000 | USD | evidence → |
| Total capital | 13,408,000 | USD | evidence → |
| Risk-weighted assets | 93,679,000 | USD | evidence → |