Call report 2005Q2
MECHANICS COOPERATIVE BANK — 2005Q2
The 22 measures MECHANICS COOPERATIVE BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 164,196,000 | USD | evidence → |
| Total loans | 82,625,000 | USD | evidence → |
| Allowance for loan losses | 787,000 | USD | evidence → |
| Securities available for sale | 71,867,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 107,812,000 | USD | evidence → |
| Interest-bearing deposits | 98,577,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,235,000 | USD | evidence → |
| Equity capital | 12,071,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,909,000 | USD | evidence → |
| Interest expense | 1,492,000 | USD | evidence → |
| Net interest income | 2,417,000 | USD | evidence → |
| Noninterest income | 170,000 | USD | evidence → |
| Noninterest expense | 2,056,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 501,000 | USD | evidence → |
| Income tax | 150,000 | USD | evidence → |
| Net income | 351,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,385,000 | USD | evidence → |
| Total capital | 13,172,000 | USD | evidence → |
| Risk-weighted assets | 87,810,000 | USD | evidence → |