Call report 2004Q4
HORATIO STATE BANK — 2004Q4
The 22 measures HORATIO STATE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 74,309,000 | USD | evidence → |
| Total loans | 44,475,000 | USD | evidence → |
| Allowance for loan losses | 728,000 | USD | evidence → |
| Securities available for sale | 11,111,000 | USD | evidence → |
| Securities held to maturity | 437,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 66,175,000 | USD | evidence → |
| Interest-bearing deposits | 62,003,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,172,000 | USD | evidence → |
| Equity capital | 7,861,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,250,000 | USD | evidence → |
| Interest expense | 1,636,000 | USD | evidence → |
| Net interest income | 2,614,000 | USD | evidence → |
| Noninterest income | 408,000 | USD | evidence → |
| Noninterest expense | 1,766,000 | USD | evidence → |
| Provision for loan losses | 242,000 | USD | evidence → |
| Pretax income | 1,014,000 | USD | evidence → |
| Income tax | 372,000 | USD | evidence → |
| Net income | 642,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,945,000 | USD | evidence → |
| Total capital | 8,484,000 | USD | evidence → |
| Risk-weighted assets | 42,948,000 | USD | evidence → |