Call reports 2004

HORATIO STATE BANK — 2004

Name: HORATIO STATE BANK — FFIEC call report 2004
Creator: HORATIO STATE BANK

What HORATIO STATE BANK reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/9812fb0d-ee9a-40e6-aa1b-4ab5cb22dc8a/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	73,095,000	72,253,000	73,369,000	74,309,000
Total loans	41,432,000	43,068,000	43,902,000	44,475,000
Allowance for loan losses	635,000	638,000	654,000	728,000
Securities available for sale	9,651,000	11,675,000	11,450,000	11,111,000
Securities held to maturity	549,000	487,000	436,000	437,000
Trading assets	0	0	0	0
Total deposits	65,346,000	64,503,000	65,382,000	66,175,000
Interest-bearing deposits	60,336,000	60,269,000	61,039,000	62,003,000
Noninterest-bearing deposits	5,010,000	4,234,000	4,343,000	4,172,000
Equity capital	7,486,000	7,527,000	7,739,000	7,861,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	1,006,000	2,053,000	3,135,000	4,250,000
Interest expense	407,000	808,000	1,216,000	1,636,000
Net interest income	599,000	1,245,000	1,919,000	2,614,000
Noninterest income	115,000	222,000	309,000	408,000
Noninterest expense	419,000	863,000	1,319,000	1,766,000
Provision for loan losses	53,000	83,000	137,000	242,000
Pretax income	242,000	521,000	772,000	1,014,000
Income tax	99,000	201,000	300,000	372,000
Net income	143,000	320,000	472,000	642,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	7,479,000	7,648,000	7,775,000	7,945,000
Total capital	7,990,000	8,170,000	8,305,000	8,484,000
Risk-weighted assets	40,744,000	41,656,000	42,243,000	42,948,000