Call report 2004Q1
GUARANTY BANK & TRUST, N.A. — 2004Q1
The 22 measures GUARANTY BANK & TRUST, N.A. reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 517,526,000 | USD | evidence → |
| Total loans | 367,902,000 | USD | evidence → |
| Allowance for loan losses | 4,029,000 | USD | evidence → |
| Securities available for sale | 88,890,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 416,995,000 | USD | evidence → |
| Interest-bearing deposits | 339,990,000 | USD | evidence → |
| Noninterest-bearing deposits | 77,005,000 | USD | evidence → |
| Equity capital | 46,070,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,700,000 | USD | evidence → |
| Interest expense | 1,899,000 | USD | evidence → |
| Net interest income | 4,801,000 | USD | evidence → |
| Noninterest income | 1,194,000 | USD | evidence → |
| Noninterest expense | 3,996,000 | USD | evidence → |
| Provision for loan losses | 250,000 | USD | evidence → |
| Pretax income | 1,791,000 | USD | evidence → |
| Income tax | 472,000 | USD | evidence → |
| Net income | 1,319,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 43,119,000 | USD | evidence → |
| Total capital | 47,148,000 | USD | evidence → |
| Risk-weighted assets | 358,826,000 | USD | evidence → |