Call report 2003Q4
GUARANTY BANK & TRUST, N.A. — 2003Q4
The 22 measures GUARANTY BANK & TRUST, N.A. reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 515,920,000 | USD | evidence → |
| Total loans | 365,514,000 | USD | evidence → |
| Allowance for loan losses | 3,906,000 | USD | evidence → |
| Securities available for sale | 95,711,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 409,107,000 | USD | evidence → |
| Interest-bearing deposits | 335,646,000 | USD | evidence → |
| Noninterest-bearing deposits | 73,461,000 | USD | evidence → |
| Equity capital | 44,953,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,564,000 | USD | evidence → |
| Interest expense | 9,241,000 | USD | evidence → |
| Net interest income | 18,323,000 | USD | evidence → |
| Noninterest income | 4,929,000 | USD | evidence → |
| Noninterest expense | 15,577,000 | USD | evidence → |
| Provision for loan losses | 1,075,000 | USD | evidence → |
| Pretax income | 6,788,000 | USD | evidence → |
| Income tax | 1,656,000 | USD | evidence → |
| Net income | 5,132,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,151,000 | USD | evidence → |
| Total capital | 46,057,000 | USD | evidence → |
| Risk-weighted assets | 359,582,000 | USD | evidence → |