Call report 2025Q2
FIRST OPTION BANK — 2025Q2
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 741,418,000 | USD | evidence → |
| Total loans | 451,397,000 | USD | evidence → |
| Allowance for loan losses | 3,957,000 | USD | evidence → |
| Securities available for sale | 77,440,000 | USD | evidence → |
| Securities held to maturity | 166,972,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 669,416,000 | USD | evidence → |
| Interest-bearing deposits | 529,581,000 | USD | evidence → |
| Noninterest-bearing deposits | 139,835,000 | USD | evidence → |
| Equity capital | 44,843,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,636,000 | USD | evidence → |
| Interest expense | 7,080,000 | USD | evidence → |
| Net interest income | 9,556,000 | USD | evidence → |
| Noninterest income | 4,905,000 | USD | evidence → |
| Noninterest expense | 10,196,000 | USD | evidence → |
| Provision for loan losses | 200,000 | USD | evidence → |
| Pretax income | 4,065,000 | USD | evidence → |
| Income tax | 76,000 | USD | evidence → |
| Net income | 3,989,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 59,189,000 | USD | evidence → |
| Total capital | 63,309,000 | USD | evidence → |
| Risk-weighted assets | 386,221,000 | USD | evidence → |