Call report 2025Q1
FIRST OPTION BANK — 2025Q1
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 715,822,000 | USD | evidence → |
| Total loans | 441,672,000 | USD | evidence → |
| Allowance for loan losses | 3,870,000 | USD | evidence → |
| Securities available for sale | 69,578,000 | USD | evidence → |
| Securities held to maturity | 170,039,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 650,912,000 | USD | evidence → |
| Interest-bearing deposits | 510,791,000 | USD | evidence → |
| Noninterest-bearing deposits | 140,121,000 | USD | evidence → |
| Equity capital | 43,225,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,232,000 | USD | evidence → |
| Interest expense | 3,516,000 | USD | evidence → |
| Net interest income | 4,716,000 | USD | evidence → |
| Noninterest income | 2,521,000 | USD | evidence → |
| Noninterest expense | 5,110,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 2,027,000 | USD | evidence → |
| Income tax | -14,000 | USD | evidence → |
| Net income | 2,041,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 58,195,000 | USD | evidence → |
| Total capital | 62,228,000 | USD | evidence → |
| Risk-weighted assets | 385,685,000 | USD | evidence → |