Call report 2021Q3
FIRST OPTION BANK — 2021Q3
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2021Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 545,308,000 | USD | evidence → |
| Total loans | 237,154,000 | USD | evidence → |
| Allowance for loan losses | 2,708,000 | USD | evidence → |
| Securities available for sale | 272,573,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 492,241,000 | USD | evidence → |
| Interest-bearing deposits | 313,582,000 | USD | evidence → |
| Noninterest-bearing deposits | 178,660,000 | USD | evidence → |
| Equity capital | 50,206,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,053,000 | USD | evidence → |
| Interest expense | 832,000 | USD | evidence → |
| Net interest income | 11,221,000 | USD | evidence → |
| Noninterest income | 6,747,000 | USD | evidence → |
| Noninterest expense | 10,811,000 | USD | evidence → |
| Provision for loan losses | 70,000 | USD | evidence → |
| Pretax income | 7,067,000 | USD | evidence → |
| Income tax | 127,000 | USD | evidence → |
| Net income | 6,940,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,391,000 | USD | evidence → |
| Total capital | 49,099,000 | USD | evidence → |
| Risk-weighted assets | 270,269,000 | USD | evidence → |