Call report 2021Q2
FIRST OPTION BANK — 2021Q2
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2021Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 554,544,000 | USD | evidence → |
| Total loans | 241,825,000 | USD | evidence → |
| Allowance for loan losses | 2,746,000 | USD | evidence → |
| Securities available for sale | 266,490,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 503,868,000 | USD | evidence → |
| Interest-bearing deposits | 334,798,000 | USD | evidence → |
| Noninterest-bearing deposits | 169,071,000 | USD | evidence → |
| Equity capital | 48,290,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,327,000 | USD | evidence → |
| Interest expense | 572,000 | USD | evidence → |
| Net interest income | 7,755,000 | USD | evidence → |
| Noninterest income | 3,780,000 | USD | evidence → |
| Noninterest expense | 7,040,000 | USD | evidence → |
| Provision for loan losses | 70,000 | USD | evidence → |
| Pretax income | 4,405,000 | USD | evidence → |
| Income tax | 51,000 | USD | evidence → |
| Net income | 4,354,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,401,000 | USD | evidence → |
| Total capital | 47,147,000 | USD | evidence → |
| Risk-weighted assets | 246,582,000 | USD | evidence → |