Call report 2009Q1
FIRST OPTION BANK — 2009Q1
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 168,311,000 | USD | evidence → |
| Total loans | 109,008,000 | USD | evidence → |
| Allowance for loan losses | 956,000 | USD | evidence → |
| Securities available for sale | 42,982,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 150,887,000 | USD | evidence → |
| Interest-bearing deposits | 125,056,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,831,000 | USD | evidence → |
| Equity capital | 12,455,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,244,000 | USD | evidence → |
| Interest expense | 643,000 | USD | evidence → |
| Net interest income | 1,601,000 | USD | evidence → |
| Noninterest income | 406,000 | USD | evidence → |
| Noninterest expense | 1,424,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 517,000 | USD | evidence → |
| Income tax | 21,000 | USD | evidence → |
| Net income | 496,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,256,000 | USD | evidence → |
| Total capital | 13,212,000 | USD | evidence → |
| Risk-weighted assets | 92,943,000 | USD | evidence → |