Call report 2008Q4
FIRST OPTION BANK — 2008Q4
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 170,523,000 | USD | evidence → |
| Total loans | 109,108,000 | USD | evidence → |
| Allowance for loan losses | 904,000 | USD | evidence → |
| Securities available for sale | 39,045,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 153,296,000 | USD | evidence → |
| Interest-bearing deposits | 125,609,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,688,000 | USD | evidence → |
| Equity capital | 11,700,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,744,000 | USD | evidence → |
| Interest expense | 3,160,000 | USD | evidence → |
| Net interest income | 5,584,000 | USD | evidence → |
| Noninterest income | 1,781,000 | USD | evidence → |
| Noninterest expense | 5,326,000 | USD | evidence → |
| Provision for loan losses | 260,000 | USD | evidence → |
| Pretax income | 1,783,000 | USD | evidence → |
| Income tax | 66,000 | USD | evidence → |
| Net income | 1,717,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,575,000 | USD | evidence → |
| Total capital | 12,479,000 | USD | evidence → |
| Risk-weighted assets | 93,725,000 | USD | evidence → |