Call report 2007Q2
FIRST OPTION BANK — 2007Q2
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 138,021,000 | USD | evidence → |
| Total loans | 99,468,000 | USD | evidence → |
| Allowance for loan losses | 842,000 | USD | evidence → |
| Securities available for sale | 29,651,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 120,287,000 | USD | evidence → |
| Interest-bearing deposits | 105,111,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,175,000 | USD | evidence → |
| Equity capital | 10,107,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,374,000 | USD | evidence → |
| Interest expense | 1,922,000 | USD | evidence → |
| Net interest income | 2,452,000 | USD | evidence → |
| Noninterest income | 767,000 | USD | evidence → |
| Noninterest expense | 2,358,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 831,000 | USD | evidence → |
| Income tax | 12,000 | USD | evidence → |
| Net income | 819,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,534,000 | USD | evidence → |
| Total capital | 11,376,000 | USD | evidence → |
| Risk-weighted assets | 86,342,000 | USD | evidence → |